How yGHS works
yGHS gives eligible institutions tokenised access to Ghanaian yield, backed by short-dated government securities and issued on Stellar. Follow the full lifecycle, from eligibility to redemption.


1
Institutional onboarding
Begin onboarding to access yGHS as an eligible institution.
1
Fund your subscription
Fund your subscription in preparation for issuance.
1
Earning yield
Hold yGHS to earn yield from the underlying securities.
2
Redemption and settlement
Redeem yGHS and settle on Stellar in USDC or native rails.
2
yGHS issuance on Stellar
2
KYC verification
Verify your institution and its authorised signatories.
3
KYB verification
Complete business verification on your entity and structure.
3
Backing and reserves
The short-dated government securities backing yGHS.
3
Reporting and audit
Real-time reporting and audit trails for oversight.
4
Pricing and NAV
How yGHS is priced against its underlying assets.
4
Entity documentation
Submit incorporation, licensing, and authorisation documents.
5
Beneficial ownership
Declare ultimate beneficial owners and control structure.
5
Confirmations and records
On-chain confirmations and records of issuance.
6
Eligibility criteria
Confirm your institution meets yGHS eligibility requirements.
7
Custody setup
Set up institutional custody for holding yGHS securely.
8
Wallet provisioning
Provision your Stellar wallet to receive yGHS.
9
Suitability review
Review jurisdictional and suitability considerations.
10
Approval and activation
Receive approval and activate your yGHS access.



